To me the surcharge is just a profit grab. What aggravates me is that the prices they charge for almost everything are so high now adding the surcharge is adding insult to injury. Some places say it's to cover the Interchange Fee that the credit card companies charge per transaction if you use a CC. But those fees are like half of BG's 5%. Some places now give you a discount for paying in cash. I just had lunch at a local Mexican restaurant and the bill had an amount to pay if using a CC and one (less $) for paying in cash. I've noticed more places doing this. I paid in cash and left a good tip in cash,